FTSE 100 Fintechzoom - A Comprehensive Guide

The FTSE 100 (Financial Times Stock Exchange 100 Index) tracks the 100 largest companies listed on the London Stock Exchange by market capitalisation and is the main benchmark for UK large-cap shares; "FTSE 100 Fintechzoom" is the search term people use for its price, history and the role of fintech in UK markets. FintechZoom Pro is an independent publication and is not fintechzoom.com. This guide covers the index's history and rules, fintech and payments companies linked to the UK market, fintech indices, investment approaches and global fintech trends. It is general information, not investment advice.

Financial technology has grown quickly in recent years and has changed how people think about financial services and markets. Fintech companies innovate and disrupt traditional finance, and they add to both growth and volatility in stock market indices, so it helps to understand how they relate to benchmarks such as the FTSE 100.

FTSE 100 at a glance:

• What it is: an index of the 100 largest companies on the London Stock Exchange.
• Launched: 3 January 1984, at a base value of 1,000.
• Run by: FTSE Russell, part of London Stock Exchange Group (LSEG).
• Weighting: free-float market capitalisation.
• Character: heavy in banks, energy, mining, pharmaceuticals and consumer goods; few pure fintech companies.

What is the FTSE 100 price today?

The live chart below shows the FTSE 100 level in real time during London trading hours.

What is fintech and why does it matter for UK markets?

Fintech (financial technology) is the use of technology to deliver financial services, from online banking and electronic payments to cryptocurrency and blockchain. The term describes where traditional finance and new technology meet, and the sector has evolved rapidly, driven by technology, innovation and consumer demand, which all reinforce each other.

The United Kingdom has become one of the world's leading fintech hubs, home to companies such as Revolut and Wise. Most UK fintech firms are private or too small for the FTSE 100, so fintech affects the index mainly through large members such as banks and LSEG that adopt and sell financial technology. Global names such as PayPal are listed in the US, not London.

How does the FTSE 100 index work?

The FTSE 100 holds the 100 largest qualifying UK-listed companies, weighted by free-float market capitalisation and calculated in real time while the market is open.

Feature	Details
Launch date	3 January 1984
Operator	FTSE Russell, a subsidiary of London Stock Exchange Group
Calculation	Calculated and published in real time during trading hours
Constituents	The 100 largest eligible companies on the London Stock Exchange, reviewed quarterly
Sectors	Spread across many industries, with large weights in banks, oil and gas, pharmaceuticals, mining and consumer staples
Weighting	Free-float market capitalisation, so larger companies with more shares available to trade move the index more

What are the FTSE 100's record values?

The index has set several record highs over time; in April 2024 it hit what were then its highest record values. On April 22, 2024 it closed at a record 8,023.87, and on April 23, 2024 it reached an intraday high of 8,075.00. It has moved well above those levels since, as the November 2026 update above shows.

1-year chart of the FTSE 100 index.

What does "FTSE 100 Fintechzoom" mean?

"FTSE 100 Fintechzoom" is a search phrase for FTSE 100 prices, news and analysis; it is not a separate index or an official fintech version of the FTSE 100. Coverage under this term usually looks at the sectors within the index, including banking, insurance, fintech, oil and gas and technology, and at how individual companies perform within the wider FTSE 100. FintechZoom Pro covers these topics as an independent publication.

Which fintech and payments companies are linked to the UK market?

Of the companies below, only London Stock Exchange Group is a current FTSE 100 member; the others are fintech or payments firms often discussed alongside UK markets but are private, listed elsewhere or have left the index.

Company	What it does	Listing status
Adyen	Global payment platform	Listed on Euronext Amsterdam, not the FTSE 100
Revolut	Digital banking and money app	Private UK company
Worldpay	Payment processing	Former FTSE 100 member, acquired by FIS in 2019
Wise (formerly TransferWise)	International money transfers	Listed in London since 2021, but not a FTSE 100 member
Flutter Entertainment	Online betting with large payments and risk systems	Former FTSE 100 member; moved its main listing to New York
London Stock Exchange Group (LSEG)	Market infrastructure, data and trading technology	FTSE 100 member

1. Adyen

Adyen runs a global payment platform that lets businesses accept many payment methods across online, in-store and app channels. Its growth has come largely from expanding business with existing customers. In the second half of 2023 its net revenue rose 23% year over year to €887.0 million.

2. Revolut

Revolut is a UK digital banking company offering services such as currency exchange and bill splitting. It grew rapidly, reaching a valuation of over $33 billion in its 2021 funding round and reporting more than 35 million customers worldwide by 2023.

3. Worldpay (FIS)

Worldpay provides payment processing for merchants, financial institutions and other businesses around the world. It was once a FTSE 100 company before US fintech group FIS bought it in 2019, and its ownership has changed again since.

4. Wise (formerly TransferWise)

Wise is a money transfer service that lets users send money abroad with transparent fees. Around 2020, when it was still called TransferWise, it had a valuation of over $5 billion and more than 10 million customers worldwide. It rebranded as Wise in 2021 and listed on the London Stock Exchange the same year.

5. Flutter Entertainment (FLTR)

Flutter Entertainment is mainly an online gambling company, but it relies heavily on fintech for payment processing and risk management. It has strong momentum in the US, where its FanDuel Sportsbook has held the top position. Its revenue grew by around 27% in 2022 compared with 2021. Flutter added a New York listing in 2024 and later made it its primary listing.

6. London Stock Exchange Group (LSEG)

LSEG is a major financial markets group that offers trading platforms, data and analytics, and post-trade services. In 2024, analyst forecasts expected its earnings to grow faster than the UK market, at an earnings growth rate of about 21.7% compared with revenue growth of about 5.9%. Forecasts like these can change and are not guarantees.

Which fintech market indices exist?

Several index providers, including S&P Dow Jones Indices, STOXX and Nasdaq, publish fintech-themed indices that act as benchmarks for the sector's growth and performance. Interest in fintech investing has grown strongly in recent years, and these indices help investors track performance and spot trends. Their methods and members differ, so check each provider's methodology document.

Index family	Focus	Typical members
S&P Dow Jones fintech indices	Companies providing financial services through technology, including distributed ledger technology, alternative finance and wealth management	Payment processors, online lenders, digital banking platforms
STOXX global fintech indices	Companies worldwide that use technology to change how financial services reach customers	Blockchain, peer-to-peer lending and robo-advisor firms
Nasdaq financial technology index	Publicly traded US fintech companies	Established firms using technology plus newer fintech companies

What is the S&P Dow Jones fintech index?

S&P Dow Jones Indices' fintech benchmarks track companies that deliver financial services through technology. These include payment processors, online lenders and digital banking platforms, with a focus on the future of finance such as distributed ledger technology, alternative financing and wealth management. Members are selected using rules based on market capitalisation, liquidity and other factors, and come from several sub-sectors.

What is the STOXX Global Fintech Index?

STOXX's global fintech index family tracks companies worldwide that use technology to change how financial services are offered to customers. Such companies also push traditional providers to improve efficiency and launch new products. Members typically include firms in blockchain, peer-to-peer lending and robo-advice, so the index gives a view of the overall health and growth of global fintech.

What is the Nasdaq Financial Technology Index?

Nasdaq's financial technology index is designed to track publicly traded fintech companies in the United States. It covers both established financial firms that use technology to improve their services and newer fintech companies that compete with traditional financial services. It serves as a benchmark for the US fintech sector, which has seen rapid expansion and innovation in recent years.

Why track FTSE 100 and fintech indices?

Following these indices helps investors benchmark results, spot trends and understand risk.

Benefit	How it helps
Benchmarking	Compare your own investments with the performance and growth of the market or sector over time
Identifying trends	See patterns, rallies and downturns across the industry; timing the market consistently is very difficult, so trends are context, not signals
Risk management	Understand periods of higher risk and where opportunities may appear

What are common approaches to investing in UK and fintech stocks?

The three main approaches are value, growth and dividend investing, each with different trade-offs. Every investment carries risk, so research a company thoroughly before investing.

Approach	Pros	Cons
Value investing	Focus on fundamentals rather than sentiment; potential gains if the market re-rates the stock	Can miss high-growth opportunities; needs thorough research; cheap stocks can stay undervalued for a long time
Growth investing	Potential for rapid growth; exposure to new technologies and emerging trends	High volatility; risk of overvaluation; may miss growth expectations; may need frequent rebalancing
Dividend investing	Regular income; often less volatile	Less focus on growth; dividends can be cut during economic crises

How does value investing work?

Value investing looks for companies trading below their estimated intrinsic value. Look for established companies with solid fundamentals, such as healthy balance sheets, sound strategies and steady revenue, whose shares appear undervalued. Then analyse metrics such as the price-to-earnings ratio, price-to-book ratio and dividend yield. Attractive ratios are a starting point, not a guarantee, because a low price can reflect real problems.

How does growth investing work?

Growth investing targets companies expected to expand quickly in the coming years. These are usually firms with innovative technology, products or services, strong market share, scalable business models and fast revenue growth. Useful metrics include customer acquisition rate, total addressable market and user engagement.

How does dividend investing work?

Dividend investing focuses on companies that return cash to shareholders through regular dividends. Look for a consistent payment history backed by stable earnings and cash flow. Evaluate dividend yield, payout ratio and dividend growth history, and also consider the company's competitive position and regulatory environment, which affect whether payouts can be sustained.

What should investors keep in mind?

Research thoroughly, diversify, set clear goals and keep watching the wider economy and the industry.

1. Research the company in depth: financials, management, payouts, competitive position and regulatory environment.
2. Diversify across different asset classes rather than putting all your money in a single asset; higher-risk assets such as cryptocurrency should be a small part, if any.
3. Set clear goals and know your risk tolerance. Stay informed about macroeconomic factors and geopolitical events that could affect your investments.
4. Consider combining value and growth approaches.
5. Keep a close eye on industry trends and patterns.

How does UK fintech compare with other regions?

The UK is Europe's leading fintech hub, the US remains the global leader, China dominates digital payments in Asia, and Latin America is growing quickly. Fintech is developing in every region, each with its own strengths.

Region	Strengths	Example companies or countries
Europe	Blockchain, neobanking, payments, wealth management, peer-to-peer lending; the UK is the main hub	Revolut, Wise, Adyen
Asia	Rapid growth in digital payments; fast-developing fintech markets	Alipay (Ant Group) and WeChat Pay (Tencent) in China; India; Singapore
United States	Global leader in fintech innovation, digital banking and payments	PayPal, Stripe, Robinhood, Square (Block)
Latin America	Digital payments, lending, digital wallets and remittances	Brazil, Mexico, Colombia

Latin America has seen notable fintech growth recently, with Brazil, Mexico and Colombia playing a leading role.

How does the FTSE 100 compare with other international markets?

The FTSE 100 is a benchmark for UK large caps, while other major indices reflect different economies and sector mixes.

• The FTSE 100 contains far fewer technology and fintech companies than US indices, which are home to most large listed fintech firms.
• The S&P 500 is the main benchmark for US large-cap stocks and is followed more widely than the FTSE 100 by US investors.
• UK fintech is strong in digital banking and online payments but faces competition from Asian markets, particularly China.
• Latin American fintech is earlier in its development but is catching up in adoption.
• Other indices, such as the Nikkei 225 in Japan, the Shanghai Composite in China and the DAX in Germany, offer different views of regional economic performance and investor sentiment.

What are the opportunities and challenges of global fintech investing?

Fintech offers exposure to innovative companies, growth potential and diversification, but it also brings cybersecurity, competitive and regulatory risks.

Opportunities	Challenges
Exposure to innovative companies	Cybersecurity risk
Potential for higher returns, with higher risk	Intense competition
Portfolio diversification	Maintaining customer trust
	Complex regulatory environments
	Need for thorough research and due diligence

Key takeaways

• The FTSE 100 is the UK's main large-cap index, not a fintech index.
• Fintech has changed how people handle money, invest and do business, but most fintech leaders are private or listed outside the FTSE 100.
• Fintech indices from S&P Dow Jones Indices, STOXX and Nasdaq are better benchmarks for the sector.
• Value, growth and dividend approaches each carry trade-offs; research and diversification matter most.
• Use reliable real-time price sources when following the FTSE 100.

FTSE 100 FAQs

What is the FTSE 100?

The FTSE 100 is the leading index of the 100 largest companies listed on the London Stock Exchange, weighted by free-float market capitalisation.

What is the FTSE 100 Fintechzoom?

It is a search term for FTSE 100 prices, news and analysis. It is not an official index or a platform; FintechZoom Pro covers the topic as an independent publication.

Which sectors are in the FTSE 100 besides pharmaceuticals and oil and gas?

Other sectors include financials (especially banks and insurers), health care, technology, telecommunications, consumer services, basic materials such as mining, consumer goods and utilities.

Which other large companies are in the FTSE 100?

Well-known members include Shell (formerly Royal Dutch Shell), HSBC Holdings, GSK (formerly GlaxoSmithKline), AstraZeneca, Unilever and British American Tobacco. Membership changes at quarterly reviews.

What are the current trends in the fintech industry?

Key trends include blockchain, cryptocurrency, neobanks and digital banking, digital payments and ongoing regulatory developments.

What are the challenges of investing in fintech companies?

The main challenges are cybersecurity risk, intense competition, maintaining customer trust, complex regulation and the need for thorough research and due diligence.

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