Certainly Insurance is a modern company that makes protecting what is most important to you easier. Certainly Insurance uses technology to provide quick policy management, making it easier for clients to receive rates and change their coverage.
The company’s commitment to transparency and affordability differentiates it from others. So, let’s see if certainly insurance is the right choice for you.
What Is Certainly Insurance?
Certainly Insurance is an entirely online insurance company that provides many coverage types. It’s designed to give people and businesses a convenient and customizable insurance experience. Certainly is an independent company but is financially backed by Liberty Mutual which is one of the world’s largest insurance companies. Here are its key features:
- Online-Only Platform: Everything from getting quotes to managing claims is done through their website or app where they are available 24/7.
- Personalized Coverage: In this regard, customers can cover policies according to their needs and how much they will pay for that coverage.
Certainly Insurance focuses on simplicity and transparency as it aims to make the insurance process quick and stress-free.
The Vision of Certainly Insurance
The idea behind founding the company was to make insurance simple and reliable. Certainly Insurance started as a small initiative and has become a well-known name in the market. The company’s core values of integrity and care have led to its growth.
Undeniably, Certainly Insurance has been recording many milestones such as user-friendly digital tools and different coverage options. The vision for Certainly Insurance goes beyond a policy.
They want to help people and businesses make good decisions to protect the family assets and future. Certainly commits to the use of modern technology while being always in tune with the voice of the customer.
What Does Certainly Insurance Offer?
Certainly has a lot of coverage options such as car, small business, and workers’ compensation insurance. Their services are designed to be reasonable and dependable, all supported by Liberty Mutual’s knowledge of the insurance industry. For auto insurance, Certainly has personalized coverage options such as:
- Comprehensive Coverage: Pays for car damage caused by occurrences other than crashes such as fire, theft, vandalism, and falling items.
- Collision Coverage: Damage to your vehicle caused by a collision with an object or another vehicle, regardless of fault.
- Rental Car/Rideshare Reimbursement: Cost of a rental car or rideshare service while your vehicle is being repaired after a covered claim.
- Towing and Labor: Cost of roadside assistance services such as towing your car to a repair facility or changing a flat tire.
In What Areas Is Certainly Insurance Available?
Certainly insurance is available in the following states in the US:
- Arizona
- Illinois Ohio
- Tennessee
- Wisconsin
If you live in one of these states, you can use their platform to get auto, renters, or small business coverage insurance.
The Liberty Mutual Backing That Creates Trust With Certainly
Certainly Insurance is supported and backed by a very stable and trusted brand named ‘’Liberty Mutual’’. It is a company made over a hundred years ago and has the required financial strength. This gives Certainly the security and assurance of conducting business under an established global name.
Certainly operates independently but the Liberty Mutual affiliation gives customers confidence in its ability to handle claims and provide long-term support. This partnership also provides access to a lot of resources that allows Certainly to provide innovative solutions without sacrificing the dependability associated with a large insurer.
The Liberty Mutual backing ensures you that Certainly has the financial stability to support policies and claims whether it be auto or small business insurance.
6 Benefits of Using Certainly Insurance
Here are some key benefits of choosing Certainly Insurance:
Fully Online Experience
Certainly Insurance provides an easy online experience that allows users to purchase and manage policies without visiting physical locations. This convenience makes getting coverage or filing claims through their website or mobile app easier. They save users time and provide 24/7 accessibility to insurance services by ending the need for in-person interactions.
Customizable Coverage Options
Surely, Certainly Insurance has flexible coverage options for auto and small businesses. This means that users can customize policies according to their needs. Certainly has options that match your budget and preferences no matter which coverage you need. This flexibility ensures that customers pay only for the coverage they require which makes it an efficient and cost-effective choice.
Financial Backing by Liberty Mutual
As an affiliate of Liberty Mutual, Certainly Insurance has the advantage of the financial strength and expertise of one of the world’s largest insurance companies. This provides stability and reliability to customers, assured of the company’s ability to process claims. Although independent, Certainly’s connection to Liberty Mutual provides credibility and trustworthiness to its customers.
Transparent Pricing
The pricing process is not overly complicated for the customer because of the direct quotes about this service. There are never hidden fees or charges, so customers can be certain of what they are paying for. This clarity creates trust and enables them to make informed choices about their insurance needs.
Efficient Claims Processing
The online claims process at Certainly Insurance is hassle-free since it takes away the frustrating process with usual companies. Customers can upload documents or track a claim’s real-time progress and updates. You can ensure timely resolution and limit disruption within your life.
Affordable Pricing With No Hidden Fees
Certainly Insurance has low pricing and inexpensive coverage alternatives to fit many budgets. Their transparent pricing structure has no hidden expenses, so clients understand what they’re paying for. This cost transparency promotes confidence and allows people to make good decisions about their insurance without fear of unexpected charges later on.
Who Should Consider Certainly Insurance?
Certainly Insurance is suitable for certain categories of people depending on their preferences and needs:
Tech-Savvy People
Certainly insurance is suitable for those comfortable with technology because it is fully online. It is user-friendly and easy to use for those who want to buy or even file claims on their policies digitally. Not everyone appreciates the lack of face-to-face services, but people comfortable with technology can have a smooth experience.
Budget-Friendly Buyers
People looking for affordable and customizable insurance coverage will benefit from Certainly’s straightforward pricing. People can choose what they want and pay only for that. It is ideal for those who want quality insurance without unneeded extras.
Small Business Owners
Small business owners who need customized insurance policies for their operations can benefit from Certainly’s specialized business coverage. They provide workers’ compensation and liability insurance options that can be customized to the needs of a small business. Entrepreneurs who want an easy, hassle-free insurance experience will appreciate Certainly’s offerings.
Residents of Supported States
Since Certainly Insurance is only accessible in some areas. For people living in these areas, Certainly has a dependable solution with local availability customized to state-specific insurance regulations. Customers outside the mentioned states can only wait for the insurance company to launch into their locations.
How to Get a Quote From Certainly Insurance?
Certainly Insurance makes getting a quote quick and easy through their fully online platform. Here is how you can get a personalized insurance quote:
- Visit the Official Website: Start by going to Certainly Insurance’s website. Their user-friendly platform helps you easily go to the “Get a Quote” section.
- Provide Basic Information: Based on the type of insurance required, enter your name and information about the vehicle or property. For auto insurance, you will be required to provide details regarding your automobile’s make, model, and usage.
- Customize Your Coverage: Notify Certainly of the coverage selections and limits you desire for your policies.
- Evaluate the Quote: Once you have completed the needed information, you will receive a quote within minutes. Carefully go through the details to ensure that the coverage matches your preferences.
- Buy Your Policy: If you are satisfied with the quote, you can buy your policy online. Payment options are straightforward, and you can start your coverage immediately.
Conclusion
Certainly insurance is a modern and practical choice for people trying to find flexible and cost-effective coverage. It makes managing policies, getting quotes, and filing claims quick and easy.
Although only available in a few places, Certainly is a good choice for tech-smart people and anyone who appreciates ease and customization. Certainly provides simple solutions that will fit your needs without causing unneeded stress.
FAQs
The average monthly cost of Certainly auto insurance is $132 for full coverage and $82 for liability-only policy.
Anyone looking for a customizable quote procedure and an online-only experience would most likely find that Certainly meets their needs.
Double insurance means insuring the same subject matter with multiple insurers or with the same insurer under different policies.
